Send us the name and number of a business seeking $250k–$10M+ in equipment financing, sale-leaseback, or working capital. If your referral closes with one of our lending partners, you collect a referral fee — handled the clean way: lender-paid, on a funded-deal contingency, fully documented.
You make the introduction — FMD, LLC does the licensed work: structuring, packaging, and lender negotiation.
Two fields and a state. No financials, no tax returns, no credit pulls. That introduction is the whole scope of your involvement.
FMD, LLC qualifies the prospect, structures the transaction, and manages the funder side. You stay out of the transaction — that's what keeps this clean.
On funded deals, FMD pays 10–25% of its commission from the lender, or a pre-agreed fixed fee per funded deal, within 30 days of funding.
Lender-paid compensation only. No fees charged to borrowers. We never negotiate terms on your behalf, and state licensing rules apply — restricted states are excluded at intake.
Name-and-number is all we need. If the deal funds, you're in line for the referral fee. A signed referral agreement is required before a fee is payable — we'll send it on first submission.
You get a confirmation email and a short referral agreement (lender-paid, funded-deal contingency, fixed fee tier by deal size).
If it fits partner lending parameters ($250k–$10M+, revenues roughly $350k+, A/B/C credit tiers), we package it.
The funder does final approval. When the deal funds and FMD is paid its commission, your referral fee follows within 30 days.
Referral fees are paid to introducers only, are contingent on funding, and are paid by FMD, LLC. Programs with our funders typically run 1–3 points of funded amount (equipment finance) and higher on some working-capital products; your share is fixed in your referral agreement. *Pool shown is illustrative of max program tiers.
Not legal advice. State loan-broker laws vary; this program is a pure introduction-only, lender-paid model and is not offered where prohibited or where registration is required.
Typical partner economics for context: equipment funders like AvTech Capital pay 3 points on funded leases (documented example: $24,390 broker fee on an $813k transaction); working-capital funders often pay 10–20% of their fee.
In most U.S. states, no license is required to make an introduction — the introduction is not negotiating or arranging. A minority of states regulate loan brokering and a few require registration for certain products; if the business is in one of those states, FMD handles the transaction side and may decline or restrict the referral arrangement. We never give legal advice and never negotiate terms on your behalf.
Your fee is fixed in a written referral agreement — typically 10–25% of FMD's commission from the funder or a flat per-funded-deal fee tier. Example: a $500k funded equipment lease at a 2-point funder commission generates roughly $4,000–$10,000 to FMD from the lender, of which your share is pre-agreed. Fees are contingent on funding.
After the deal funds and the funder pays FMD its commission — and always after your signed referral agreement is on file. Expect payment within 30 days of funding date in most cases.
No. FMD is paid by the lending partner, not the borrower. There is no charge to the referred business for our initial pre-qualification.
Some professionals (CPAs, insurance agents, equipment dealers) prefer to negotiate terms directly. That's a different engagement with different rules — talk to us; we'll route you to the right structure and disclosure requirements.
One introduction can fund a business and pay you. The referred business pays nothing — the funder pays us.
Submit Your First ReferralBusinessLoanOTC.com is a referral platform operated by FMD, LLC — not a lender, broker, or financial advisor. Program details, fees, and eligibility can change at any time; your signed referral agreement controls. This page is informational and is not an offer to make loans, investment advice, or legal advice. All offers from funders are subject to funder approval; referral fees contingent on funding. State restrictions apply.